WELCOME TO COTTERELL & COTTERELL
Finding funding where others fail
Funding for your next project
Get going with your next big project with finance that works for you.
There are a number of ways to access the finance you need for a big purchase or development. Where traditional banks consider your venture too risky, other funders see potential in your vision.
With access to alternative funding providers, specialist lenders and bold challenger banks, we help you find finance on competitive terms, however ambitious your project looks.
Using our expertise in finance, and our creative attitude to problem-solving, we’re confident that we’ll find an answer to your funding conundrums.
How we can help
ARE YOU A PROPERTY DEVELOPER?
Explore funding options that may not be available from traditional banks or elsewhere. We find development finance and commercial mortgages and help you structure your deals in the most tax-efficient manner to maximise your returns.
Find out more using our FAQs
What’s the difference between a commercial mortgage and a residential mortgage?
The premise is the same. The mortgage is a loan that’s secured against the property.
However, a commercial mortgage is secured against business premises. You can remortgage an existing loan that’s secured against an existing commercial property, or you can use it to raise finance for your business.
Can I get a commercial mortgage for a new business?
Yes. The eligibility criteria will vary from lender to lender, but we should be able to find one that works for you.
What type of developments can I get funding for?
You can get development finance on a range of projects including: new builds, refurbishments, residential properties and commercial properties.
Can first time developers get development finance?
Yes. There are lenders who provide funding to first time developers. However, you’ll need to meet their eligibility criteria, and run through some checks with the lender.
What are the benefits of bridging loans?
Speed: We can arrange bridging loans very quickly. If you need fast access to funding, this is a viable option.
No break fees: You can repay bridging loans early without incurring penalties. This usually saves you money on interest
Flexibility: These loans allow borrowing against properties that are not suitable for a mortgage